Performance Volkswagen of Lyndhurst Finance Center

When you settle on a new Volkswagen, it's time to decide whether you should finance or lease your vehicle. At Performance Volkswagen of Lyndhurst, we'll give you a quick guide to show you whether leasing or financing is a better option for you.

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Financing a new Volkswagen is always a popular option for our customers near Union and the surrounding areas. It's a straightforward process that gives you the keys with a little more financial flexibility. Here are a few things that our finance customers have in common.

They want to customize their vehicle
They want more payment flexibility
They prefer ownership
They travel more than the annual average mileage

Financing opens the door to a variety of options for our shoppers here in Lyndhurst. The initial process flows a bit more smoothly with your online application, and that's the beginning of the benefits. Here are a few more:

Free to Customize: As soon as you sign the paperwork, you're free to customize your vehicle as you please
Payment Flexibility: You can stretch your loan to lower your payments or shorten your contract to lower your APR
No Mileage Restrictions: If you have to drive your vehicle out of town, you don't have to worry about fees for going over mileage
Available for New and Used Vehicles: Our entire inventory is open

Things to Be Aware of

It may be a bit harder to trade your vehicle, especially if there is negative equity
Warranty coverage may expire during your ownership
Missing payments can result in vehicle repossession

Should You Lease Your New Volkswagen?

You may have entered this question into a Google search to get a broad sense of what to expect when you lease a vehicle. For many people in Kearny, leasing is new, and it can be beneficial. We'll give you a few key details about what it's like to lease a vehicle.

Things Our Lessees Have in Common

They don't have customization preferences for their vehicles
They work from home
They travel less than 15,000 miles annually
Most travels remain locally near Clifton, NJ, and the surrounding areas
They prefer short-term commitments

Benefits of Leasing

Leasing brings a new set of advantages to the table. Here are a few reasons why many of our customers choose the lease option when it's time to find a new Volkswagen near Newark.

Lower Payments: You won't pay the entire depreciation, so payments are lower
Freedom to Enjoy New Vehicles: Short-term commitment means you can drive a new VW and experience the latest features every two years (or so)
Warranty Coverage: Your vehicle will always have coverage from the original factory warranty
No Trade-in Stress: No worries about having negative equity with your vehicle when it's time to return it to the dealership

Things to Be Aware of

Mileage Restrictions: You set annual mileage limits, usually between 10,000 and 15,000 miles a year. Penalties may occur if you exceed your limits
Zero Customization: Lease vehicles must return in the exact condition they were received
Only Available for New Models: Pre-owned vehicles are excluded from lease contracts
Lease End Process: When returning your vehicle, you'll schedule a pre-purchase inspection. Fees may occur if there is additional wear or damage to your vehicle